Shane Bryne

Shane’s PhD thesis focuses on challenges in behavioural consumer finance where the promise of the contemporary financial system is not being realised. His research addresses the frustration of the development of strong and trusted digital financial ties for small businesses in less developed countries by pervasive digital fraud, the failure of large numbers of mortgage holders to take advantage of the opportunity for reduced repayment burdens through mortgage refinancing, and the widespread opting-out of European households from stock market participation who forego the opportunity for capital growth. He uses data science and experimental methods to identify and evaluate practical policy responses to these issues. Shane also has a deep interest in the challenges and opportunities arising for users and society from digital platforms, and how data can best be harnessed to realise value, mitigate harms, and inform the design of effective policy in this domain

Shane works as an Economist at the Central Bank of Ireland, where he uses the tools of data and behavioural science, and experimental economics to identify, quantify, and address risk and harms arising in the financial landscape.

Shane holds a PhD in Economics, MSc in Economics, and BA in Philosophy, Political Science, Economics, and Sociology (PPES) from Trinity College Dublin.

Research

Behavioural Economics and Public Policy-Making. With Kenneth Devine and Yvonne McCarthy, (2022).

The Last Mile of Monetary Policy: Consumer Inattention, Disclosures, and the Refinancing Channel. With Kenneth Devine, Michael King, Yvonne McCarthy and Christopher Palmer, (2022).

The Great Account Migration: Lessons from Behavioural Economics. With Brendan Beere, Jane Kelly and Anuj Singh, (2022).

Differential Pricing: The Economics and International Evidence. With Yvonne McCarthy, (2020).

Room to improve: A review of switching activity in the Irish mortgage market. With Yvonne McCarthy, (2020).